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Ford Agency, Inc.
111 West Poythress St
Hopewell, Va 23860
804.458.6333 phone
804.541.7258 fax
Personal Insurance
Personal insurance for your Auto, Home Owners, Boat, Motorcycle, Rental Property, Renters, RV, and other personal property.

You are not alone on the road

Your vehicle is in danger of other drivers, pot holes, animals, pedestrians, and mother nature. That is why you need to be prepared for anything that Murphy's Law can throw at you. A call to the Ford Agency, Inc. can put you on the right path to getting your vehicle insurance that helps you stay covered when accidents happen.

Understanding that your insurance is personal, our staff takes pride in listening to your needs and providing you with the insurance that best suites your budget and services. The Ford Agency, Inc. insurance can provide you with your Auto, Truck, Trailer, and Motorcycle insurance that will meet your actual needs.

Our website allows you to pay your bill or file a claim online with our desktop and mobile website versions, enabling you to stay mobile. That is just another way that we continually improve to provide our customers the very best in service.

Virginia Auto Insurance Coverage's

Bodily Injury Liability

State Requirements

25,000 / 50,000*

Most Common

100,000 / 300,000

Pays the costs associated with the covered injuries you may have caused to other person(s) in an accident. It also provides for a legal defense if the other party files a lawsuit.
Property Damage Liability

State Requirements

20,000*

Most Common

50,000

Pays for the covered damage you have caused to the other vehicle. It also provides you with legal defense if the other party files a lawsuit.
Comprehensive Coverage

State Requirements

not required*

Most Common

0

Pays for the covered damage to your vehicle not caused by a collision. Examples would be theft, vandalism, hitting an animal, or storm damage.
Collision Coverage

State Requirements

not required*

Most Common

250

Pays for the covered damage to your vehicle caused by a collision. Examples would be hitting another car or object. Financed and leased cars normally require this.
Medical Expense

State Requirements

not required*

Most Common

250

Pays for the covered damage to your vehicle caused by a collision. Examples would be hitting another car or object. Financed and leased cars normally require this.
Uninsured Motorist

State Requirements

not required*

Most Common

250

Pays for the covered damage to your vehicle caused by a collision. Examples would be hitting another car or object. Financed and leased cars normally require this.

* State minimums may change. Check with your state for it's current minimim and if you have questions.